Fellow Investor,  What if I told you that you could generate all the cash you need: cash to pay the bills…cash to rebuild your retirement account…cash to pay for your child's or grandchild's education…all without selling a single share of stock and locking in losses? It's true. Not only that, but you can add as much cash as you want to your retirement account without worrying about government restrictions. And that's not all…even though you collect the cash today, you may not have to pay taxes on the income until 2010! (Ask your accountant, he can confirm I'm not making this up.) How much cash? Just take a look at these recent payments from October 30th: | • | $2,385 cash paid to the owner of 1,500 shares of General Electric and the owner didn't sell a single share… | | • | $4,900 cash paid to the owner of 1,000 shares of IBM and the owner did not sell the shares… | | • | $10,260 cash paid to the owner of 900 shares of Apple Inc. and the owner kept the shares… | Just think about what you could do with an extra $1,000, $5,000 or even $10,000 before the end of the year. While everyone else is worried about how to pay the bills…cutting back on the little luxuries that make life worthwhile…and scrimping just to get by…you could have all the cash you need. And the best part is: this isn't some 'one hit wonder'. You can generate cash over and over again on the very same shares. Most folks find they can do this every three months, sometimes sooner… That means you could rake in $14,310 on 1,500 shares of General Electric in the next 12 months without selling a single share. Or grab $28,440 on 1,200 shares of Exxon Mobile and keep every one. Ironically though, only a few savvy investors ever take advantage of these cash payments. For reasons I'll explain later, collecting these payments has always been a complicated and painful process. …but not any longer! Now, for the first time ever, ordinary investors can collect as much cash as they want using this super-safe income strategy. It's as easy as clicking a button. …And in the next 4 minutes, I'll show you how you can become one of the select few investors who are using this secret to rebuild their retirement accounts, generate much-needed cash, and actually make money while they wait for the market to recover. All without selling their shares at today's depressed prices. Here's how it works… A speculative option trader pays you cold hard cash today for the right to buy shares of your stock at a higher price at some specific point of time in the future. He's NOT paying you for your shares; he's paying you for the chance to potentially buy your shares in the future. There's a huge difference… For example, option traders recently paid folks just like you $1,270 cash for the right to buy Microsoft shares at $24 before December 20th. As I write this, Microsoft is trading for $22. So the stock has to gain more than 9% before the option trader would even be interested in buying the shares. If the stock does trade above $24 before December 20th, then the option trader will have to pay you both the $1,270 and an additional $24 per share for each of your shares. But, if the stock continues to languish as it has been doing for weeks, you keep the $1,270 and all your shares! The option speculator gets nothing. The money this speculator deposits into your account is called the premium. And right now, thanks to the crazy volatility in this market, option premiums are at all time highs. Meanwhile stock prices are at all time lows. So, you can keep collecting big cash bonuses month after month while you wait for the market to recover. Best of all, you can do it without having to sell your shares. But Until Now, You Had to Be a Mathematical Genius or a Quant Jock to Collect the Cash By now, you may have guessed that I'm talking about covered calls. Now you may have already heard about covered calls. You may already know that they can generate thousands of dollars in additional income for your portfolio. But you may have been reluctant to trade them. You may have been nervous that your stock would be called away. Or you may have been overwhelmed by the thousands of possible covered call trades to choose from on every stock. Well, I've got great news for you… Finding the optimal covered call trade for any stock is now as simple as 1, 2, 3. I'll explain more in just a minute. But first let me explain exactly what I mean by covered calls… Covered calls are basically call options that are sold to speculative option traders on stocks you already own. Quite simply, covered calls are one of the best cash-generating strategies for this volatile market.  Instead of buying options in this volatile market and losing your shirt, you’re selling options and raking in the dough. So you sit back and collect thousands of dollars in premiums from those crazy option speculators and when their options expire worthless, you keep the cash.
Now you’re probably thinking…“If this strategy is so great, why isn’t everyone doing it?” Well the answer is simple. Up ’til now, only professional or full-time traders usually sold covered calls. That’s because finding the right covered call trade can take hours of research. Every stock has thousands of possible cash-generating trades. Some trades are good, but many can be dangerous to your wealth. If you want to safely profit from covered calls, you have to first determine the ideal strike price for the option…then you have to determine the ideal time frame for the trade…and then you have to assess the risk that your stock may be called away. The entire process is painfully complicated and most main street investors simply don’t have the time or the patience for this type of mind-grueling due diligence. So they miss out on a steady stream of cash-generating trades every month. But not any more… Covered Calls: Once Complicated — Now Made Easy That’s because, thanks to a revolutionary new invention called the Hedged Income Portfolio Review, investors can get specific targeted covered call recommendations for any stock in their portfolio in less than 30 seconds. The Hedged Income Portfolio Review contains up-to-the-minute market information on thousands of stock options. It uses patent-pending technology to evaluate every possible covered call option for your particular stock. It measures each option choice against 14 different risk/reward parameters. Then it determines the single best trade that maximizes your potential cash income while simultaneously reducing your risk. Like a chess grand master, the Hedged Income Portfolio Review surveys the board and carefully evaluates every possible move before taking action. It runs through thousands of scenarios until it finds the one that gives you the greatest shot at victory. But that’s not all… Once the program determines the single best covered call to sell against your stock, it also tells you the specific risk that your stock will be called away. Every covered call recommendation is ranked on a scale of 1 to 5 with 5 being the best, lowest risk trade and 1 being highly speculative. So you can pick and choose the exact trade that best fits your risk profile. No other covered call service offers you this KEY risk ranking.  This risk profile is based on the Standard and Poor’s STAR rating system. Standard and Poor’s was recently rated the best Independent Research Firm by over 4,000 analysts at more than 280 Wall Street Firms in a Wall Street Journal survey. This is unbiased data you can trust.
Best of all, the Hedged Income Portfolio Review is completely logical. It can’t get caught up in the emotions of the market. It doesn’t feel greed or fear. And that gives it an edge over even some of the most experienced traders. In fact, when we tested the Hedged Income Portfolio Review head-to-head against our best analysts…the analysts lost. It turns out the analysts were leaving money on the table because of their fear that the stock would get called away. But the Hedged Income Portfolio Review was using cold hard technical and fundamental data to evaluate the risk. The result? The covered call trades selected by the Hedged Income Portfolio Review generated more cash than the analysts…without increasing the risk that the stock would be called away! And now you too can benefit from this patent pending technology. With the Hedged Income Portfolio Review, you can: | • | Generate cash every month on stocks you already own…By selling covered calls, you can add thousands of dollars to your wallet without taking on excess risk. Best of all, you get the cash right now, today, when you need it most. So you can get paid to wait for the market to recover. | | • | Lower your purchase price when buying stock…By selling a covered call at the same time as you purchase a share of stock, you are effectively lowering the price you pay by the amount of premium you collect. This gives you can extra cushion against potential losses in this highly volatile market. | | • | Reduce the risk that your stock will be called away…The patent-pending KEY risk ranking lets you determine exactly how likely it is that your stock will be called away. So you can safely profit from selling covered calls. | Let me show you how it works… If You're Short On Cash And Closing In On Retirement… Covered Calls Can Help Let's say you're seven years away from retirement. And you're worried that the market crash means you're going to either have to keep working until you're 80 or develop a taste for bologna sandwiches and Kool-Aid! Your former blue chip stocks are now the blue plate special at K-Mart and your retirement account has dropped to a painful new low. What was a half million in stocks last year is now a little more than $340,000. Ouch! Your retirement portfolio needs a serious cash infusion, but with your current expenses along with the wacky government rules that limit what you can put into your retirement account, you can't see a way to rebuild your portfolio in time to retire… Not to worry… Let's assume you bought some of the once rock-solid blue chips. You're sitting on 1,000 shares of both IBM and Microsoft, 900 shares of Apple, 1,200 shares of Exxon Mobil, 1,500 shares of GE and 700 shares of Merck. You paid around $500,000 for this portfolio and thought these were all solid stocks that were safe to hold onto. Then the credit crisis hit and that $500,000 portfolio is now worth about $343,751. Now let's assume that instead of just resigning yourself to working harder and longer, you decide to try out a covered call trading strategy. We plug your stocks into the Hedged Income Portfolio Review and hit "generate report" and presto! Looking at the summary below, we see that you could generate $25,340 in cash immediately by selling covered calls on your shares. But that's not all. You can repeat this strategy over and over again throughout the year. As you can see from the summary, you could generate an eye-popping $152,040 in cash income over the next 12 months on these same stocks. That's a 44.23% annualized return! I don't Not only that, but you can add as much cash as you want to your IRA using covered calls and you don't have to worry about limits. (Please be sure to check with your accountant about your specific situation. I'm not an accountant…I don't even play one on TV!) | Hedged Income Portfolio Review | | Date Prepared: | Oct 30, 2008 | Potential Income Now: | $25,340 | Avg. Risk Rating: | 4 Keys
(5=Least Risky) | | Stock Value: | $343,751 | Return: | 7.37% | Potential Annual Income: | $152,040 | | | | Annualized Return Rate: | 44.23% | Min-Maximum Period: | 50 days | |
(Please be aware this report was generated on October 30th. The day I sat down to write to you. These recommendations may already have been replaced by ones that can generate even more money. The Hedged Income Portfolio Review operates in real time so you are always seeing the maximum amount of cash you could generate at that exact point in time with the minimum amount of risk.) With the Hedged Income Portfolio Review, generating cash payment like these is as easy as 1, 2, 3… Simple 3-Step System Lets You Turn Any Stock Into a
Cash-Generating Machine If you can click a button, then you can put your stocks to work right now generating money for you. Here’s how… | 1. | Enter the stocks you own along with the number of shares and the average purchase price into the Hedged Income Portfolio Review. | | 2. | Press the "Generate Report" button. | | 3. | Read the report. | For every stock in your portfolio, you will find a recommended covered call listed. The report gives you the specific option symbol, the exact strike price, the expiration date as well as exactly how much money you can expect to collect today by selling the recommended call option. Here's a sample line from the report… Optn
Strike Price | Cont Sold | Exp Date | Bid Price / Share | DnSd Prot | Strike % From
Stock Price | Return $ | Return
% of Basis | Annual- ized
Return Rate | Key
Rating
(5 = Less Risky) | Potential
Call
Sales / Year | Annual- ized $ | Stock: AAPL (Apple Inc)
Sold Option Symbol: Dec 110 QAA LB | S&P 4 Stars 12 Mo. Tgt=137 (10/22/2008) Basis=165.65
Shares Owned=900 Dividend Yield=0.00% Stock Price=$104.55 | | 110 | 9 | 12/20/2008 | 11.40 | 154.25/ 6.9% | -5.2% | $10,260 | 6.88% | 50.24% | 3 Keys | 6 | 61,560 | If you like what you see, simply call your broker and read him or her the exact instructions in the report. For example, if you own 900 shares of Apple Inc. like in the example above, you would say, "I want to sell the December 110 Apple call, option symbol QAALB, for $11.40 per share." And your broker would sell the covered calls for you and promptly deposit $10,260 into your account. Of course you can also easily execute these trades online yourself with a quality options broker. It's that simple. With the Hedged Income Portfolio Review, if you can read, you can trade covered calls. Now as you've seen, covered calls can help you generate cash on stocks you already own…but they can also reduce the price of stocks you're considering buying. Here's how… The Only Safe Way to Buy Stocks In This Volatile Market Now let's say that you're 15 years away from retirement or more, and you're thinking about snatching up some bargains in the current market environment. After all, your money market pays next to nothing and some great stocks are sitting at all time lows right now. But still…you're nervous. The market could drop even lower. You'd like to get a little downside protection if possible. The Hedged Income Portfolio Review can help! Let's say you're looking at McDonald's (MCD). Not only is the stock a good buy right now at $57.20, but it pays a juicy 2.8% dividend yield. That's more than many money market accounts right now! Just enter the number of shares you're considering buying and the purchase price and hit 'Generate Report'. Let's assume you're thinking about buying 500 shares. Here's the result: Optn
Strike Price | Cont Sold | Exp Date | Bid Price / Share | DnSd Prot | Strike % From
Stock Price | Return $ | Return
% of Basis | Annual- ized
Return Rate | Key
Rating
(5 = Less Risky) | Potential
Call
Sales / Year | Annual- ized $ | Stock: MCD (McDonald's Corp)
Sold Option Symbol: Dec 62.5 MCD LZ | S&P 4 Stars 12 Mo. Tgt=66 (4/22/2008) Basis=57.20
Shares Owned=500 Dividend Yield=2.65% Stock Price=$57.87 | | 62.5 | 5 | 12/20/2008 | 1.70 | 55.5 /
3% | -5.2% | $850 | 2.97% | 21.7% | 4 Keys | 6 | 5,100 | | Portoflio Average | 1.70 | 0 / 3% | 0% | | | | | | | | Portoflio Total | 1.70 | 0 / 3% | 0% | $850 | 2.97% | 21.7% | 4 Keys | | $5,100 | If you're thinking of buying 500 shares, you can slash a nice $850 off the purchase price simply by selling the December 62.50 call at the same time and grabbing $1.70 per share in cash. This automatically gives you 3% of downside protection. So the stock can drop another 3% and you lose nothing. Best of all, the KEY risk rating on this covered call sale is only a 4. That means there is a very low chance that you will lose your stock between now and December 20th. And if the stock shoots back up past $62.50, you get to keep your $850, plus you get another $31,250 for your shares.  According to The Wall Street Journal, professional traders are using this strategy to buy beat up financial stocks right now. They’re buying at a huge discount and collecting cash along the way!
“Early in Monday’s session, one trader purchased 200,000 shares of Bank of America at $23.70 and then sold January $27.50 calls against the stock position… The options generated about $1.45 in premium, which means the trader effectively bought Bank of America shares for $22.25 a piece.” That’s a 6% discount, not to mention the $290,000 cash payment the trader received immediately. Best of all, because the options he sold don’t expire until January, the gains don’t have to be reported until 2009. And taxes won’t be paid until 2010!
(Now, I’m not an accountant by any stretch of the imagination, so you’ll want to ask your accountant about your unique stock situation. But I think you get the idea here…) Here’s another example from The Wall Street Journal: “Another trader bought Merrill shares at $18.89 and then sold January $22.50 calls. The calls generated a premium of $1.28 and shaved nearly 7% off the cost of the stock.” Yet another trader saved 11% on his purchase of Morgan Stanley and pocketed an extra $2.05 a share in the process. In the past, these strategies would have been off limits to ordinary traders because of the time and energy it takes to select the optimal covered call to sell. But not anymore! With the Hedged Income Portfolio Review, you just ‘plug and play’. I think you’ll agree, covered calls are an incredibly versatile cash-generating tool every trader should have at their disposal. And now that the Hedged Income Portfolio Review makes finding covered calls trades easier than ever, there’s no excuse not to start collect some serious cash today. Save 60% and Start Generating Cash Today Hedged Income Portfolio Review normally sells for $1,250 per year. And that’s a great value considering it has the potential to add $5,000 to your bank account in the first 90 days…or as much as $250,000 to your bottom line over the next year, depending on the stocks you own. But if you act by November 23, you won't have to pay $1,250 or $1,000 or even $750. Just click on the link below before November 23 at midnight, and you can slash more than half off the price. SAVE 60% and get a full year of Hedged Income Portfolio Review for just $500. You save an eye-popping $750! 
Why am I slashing the price of this cash-generating machine? Because there is a very short window of opportunity here. Never before have I seen option premiums this high while so many stocks are at or near multiyear lows. I want to be sure everyone who possibly can takes advantage of this opportunity. But I know you’re nervous. Heck, this market has made even the most seasoned traders gun shy. So just think of that whopping $750 discount as a polite kick in the keester to get you moving… Plus, I know that once you get that fat pile of cash in your greedy little hands, you’re going to want more. I’ll admit that I fully intend to charge you full price for this service next year. But for now, you can SAVE $750 off the retail price and grab all the money you can. Go ahead. I want you to do it! Our “Cash On The Barrel Head” Guarantee: If You Don’t Generate At Least $5,000 In Cash In The First 90 Days, We Don’t Keep a Cent! In fact, I’m so certain that you can make a pile of money trading covered calls that I’m willing to guarantee it. Why would I guarantee the Hedged Income Portfolio Review can put $5,000 cash in your pocket in the next 90 days? Well, to be perfectly blunt, if your portfolio can’t generate at least $5,000 in income over the next 90 days selling covered calls, then this service probably isn’t for you. On the other hand, if you do have $50,000 or more in stocks and you want to generate cash on an ongoing basis…or if you’re thinking about getting back into the market, but you’d like to lower your risk and increase your chances of profiting…or if you want a way to rebuild your IRA without worrying about government limits on contributions…then I’m certain you’re going to love Hedged Income Portfolio Review. And while I can’t tell you exactly how much income you can make on the stocks you own right now, I can promise you this: If, during your first 90 days, the Hedged Income Portfolio Review doesn’t identify potential covered call trades that can generate at least $5,000 in cash from your current portfolio, we don’t keep a dime of your money. 
If you don’t have the opportunity to generate at least $5,000 in income from your current portfolio using the Hedged Income Portfolio Review, you may cancel at anytime in your first 90 days and receive a full refund of your subscription fee. No questions asked. But that’s not all…If you become dissatisfied with the Hedged Income Portfolio Review for any reason at any time after the first 90 days, you may request a full refund of the unused portion of your subscription. Your prorated subscription fees will be promptly refunded to you. No hassles, we promise. Sound too good to be true? Let me prove it to you. R.S.V.P. for your risk-free all-inclusive access to Hedged Income Portfolio Review. You’ll immediately receive an email confirmation with your unique User ID and Password. Go ahead and log in. Then enter the stocks you already own, including the ticker, the number of shares, and the average purchase price you paid. Now click “Generate Report”. Print out your report and look at the amount in the box labeled, “Potential Income Now.” This is the amount of cash you can generate today using this super safe strategy. If you like what you see, simply call your broker and tell him to sell the recommended covered calls! As you can see, you can easily make more than $500 today. It’s that easy. In fact, you can easily make TEN TIMES that amount. Here’s why…As soon as the options you sold expire, you can do it again…and again…and again…There’s no limit to how much cash you can rack up with this low-risk strategy. That’s why I’m willing to put my money where my mouth is…If you don’t have the opportunity to generate at least $5,000 cash from your portfolio in the next 90 days using this targeted covered call approach, then I’ll gladly refund every cent you paid. No questions asked. And we’ll part friends. What could be fairer than that? Especially when you consider that you can easily earn your $500 subscription fee back immediately by selling just one covered call. Plus you have the potential to earn much more than that over the next 12 months. If you want to know exactly how much, just check out the box labeled, “Potential Annual Income.” On a $350,000 portfolio, this figure could easily be over $150,000! Sell as many covered calls as you want for a full year and rack up all the cash you can. Even if you change your mind later, you can still cancel and receive a prorated refund for the unused portfolio of your subscription! But that’s not all… These Special Bonuses Are Yours to Keep You’ll also receive these two special bonuses just for trying the Hedged Income Portfolio Review. They are yours to keep no matter what. It’s our way of saying ‘thank you’ for testing this powerful cash-generating system today. Special FREE Report #1: Collecting Cash with Covered Calls — Everything you need to know to successfully trade covered calls. Generate income month after month steady as clockwork. There’s no better way to make your way back to break even and beyond. This report shows you step-by-step exactly how it’s done… If you’re at or near retirement, this report shows you how to generate the income you need to survive without selling all your stock at today’s depressed prices. And if you’ve got years to go before you retire, this report can show you how to rebuild your IRA account without worrying about government limits. Find out how… Special FREE Report #2: Stocks at the Bottom: 10 to Soar and 10 to Sell — This brand new, hot-off-the-presses report gives you 10 stocks that are perfectly positioned to lead the market recovery. Snap these bargains up right now. And don’t forget to sell covered calls when you buy them and lower your purchase price even more…If the market trades lower or sideways, you can get paid to wait. And when the market rebounds, you can profit from the recovery! Unfortunately not every stock will return from the recent market beating. That’s why we give you our short list of 10 stocks that are never coming back. If they are sitting in your portfolio today, dump them immediately. Don’t let them weigh you down. As Warren Buffett famously quipped, “…when the tide goes out, you find out who has been swimming naked.” These stocks were caught short when the credit crisis hit and they are not going to survive. I’m not talking about the obvious financial firms, I’m talking about household names that are about to drown in their own debt. You get both these special reports FREE with your full-access pass to Hedged Income Portfolio Review. 
Don’t Wait…These High Option Premiums Won’t Last Long There has never been a better time to generate income with covered calls. That’s because right now, thanks to the incredible volatility in the market, options prices are sky high. In fact, you can make more money selling options right now than at any time in the history of the markets! Because uncertainty is so great right now, speculative option traders are willing to cough up a small fortune just for the right to buy your stock from you at higher prices in the future. And if the stock market continues to suffer right along with the economy, you can continue to collect cash month after month without selling a single share. Think of this as your chance to turn the tables on Wall Street. While they make risky bets you don’t want to touch with a ten foot pole, you can be the “house” that’s collecting cash on every bet. But these high premiums won’t last forever. If you want to rack up some fast cash without taking on obscene amounts of risk, I urge you to take advantage of this offer today. Why not see for yourself just how much cash you can generate by selling calls on stocks you already own? All you have to do is click on the link below. 
I look forward to hearing from you!  | Sincerely,
Warren Stanley
Inventor of the Hedged Income Portfolio Review | P.S. With dividends being slashed left and right…T-Bills paying less than a percent in interest…and an absence of good quality bonds…generating cash in this market is like trying to get blood from a turnip. So you can either work two shifts and eat bologna, or you can find a new way to stuff your wallet. Frankly, I can’t think of a better way to generate all the cash you need every quarter than by selling covered calls. Best of all, you can do it on the stocks you already own! And if you’re thinking of getting back into this market, covered calls let you lower your purchase price and reduce your risk. The Hedged Income Portfolio Review quickly and easily identifies the single best cash-producing call to sell for any stock. It tells you exactly what option to sell and how much you cash you can expect to earn. There’s no guesswork. P.P.S. Nothing beats cash in hand. If you don’t add at least $5,000 cold hard cash to your account in the next 90 days, just let me know. I’ll gladly refund every penny you paid. No questions asked. Plus your two special reports, Collecting Cash with Covered Calls and Stocks at the Bottom: 10 to Soar and 10 to Sell, are yours to keep. That’s how confident I am that the Hedged Income Portfolio Review can generate the cash you need right now to pay your bills, save for retirement, or rebuild your portfolio! Remember, if you want to SAVE $750 off the regular one-year subscription price, you must let us know by November 23 at midnight. 
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